Effective Date: 11/1/2025

This Privacy Policy describes how Inspire Enterprise Inc. (“Company,” “we,” “our,” or “us”) collects, uses, and protects your personal information when you visit our websites, purchase our products, or engage with our services, including The Credit to Wealth Blueprint program (collectively, the “Services”).

By using our Services, you consent to this Privacy Policy.

1. Information We Collect

We may collect the following types of information:

• Personal Information: Name, email address, billing address, and payment information.
• Technical Data: IP address, browser type, operating system, and browsing behavior via cookies or similar technologies.
• Transactional Data: Purchase history, order details, and access records.
• Communications: Messages or inquiries submitted through our website, email, or social media.

2. How We Use Your Information

We use your information to:

• Process transactions and deliver purchased products.
• Provide customer support and respond to inquiries.
• Send updates, marketing messages, or relevant offers (you may opt out at any time).
• Improve our Services and user experience.
• Comply with legal obligations or protect our rights.

3. Cookies and Tracking

We use cookies, pixels, and analytics tools (such as Facebook Pixel and Google Analytics) to understand user behavior and improve advertising effectiveness. You can disable cookies through your browser settings.

4. Data Protection

We use commercially reasonable security measures to protect your data from unauthorized access, loss, or misuse. However, no system is entirely secure. You use our Services at your own risk.

5. Sharing Information

We do not sell your personal information. We may share data with:

• Service providers (e.g., payment processors, email systems) who assist us in operations.
• Legal authorities, if required by law or to protect our rights.

6. Dispute Resolution and Arbitration

All disputes, claims, or controversies arising out of or relating to these Terms, the Services, or your purchase of products shall be resolved exclusively through binding arbitration administered by the American Arbitration Association (“AAA”) under its Commercial Arbitration Rules.

The arbitration shall take place in New York, New York, in person, or virtually if agreed by both parties. The arbitrator shall have authority to award any remedies available under applicable law.

By agreeing to these Terms, you waive your right to a trial by jury or to participate in a class action or class arbitration. Judgment on the arbitration award may be entered in any court of competent jurisdiction.

To exercise these rights, email us at [email protected].

7. International Data

If you access our Services from outside the United States, your data may be transferred to and processed in the U.S., where data protection laws may differ.

8. Contact Us

For any privacy-related questions, contact us at:
Inspire Enterprise Inc.
P.O. Box 110080
Cambria Heights, NY 11411
Email: [email protected]

9. Updates to This Policy

We may update this Privacy Policy periodically. The “Effective Date” above reflects the latest revision.

TERMS OF SERVICE

Effective Date: 11/1/2025

These Terms of Service (“Terms”) govern your use of all products, services, and digital materials offered by Inspire Enterprise Inc. (“Company,” “we,” “us,” or “our”), including The Credit to Wealth Blueprint and all related websites, programs, and content (collectively, the “Services”).

By purchasing, accessing, or using our Services, you agree to these Terms.

1. Use of Services

You must be at least 18 years old to purchase or use our Services. You agree to use the Services only for lawful purposes and not to share, reproduce, or resell any content without our written permission.

2. Intellectual Property

All content including videos, templates, guides, text, graphics, and other materials are owned by Inspire Enterprise Inc. and protected by copyright. You receive a personal, non-transferable, non-exclusive license to access the materials for your own use.

You may not:

• Share your login credentials,
• Copy, distribute, or resell materials, or
• Claim ownership or authorship of the content.

Violation of these terms may result in termination of access without refund and potential legal action.

3. Payments and Billing

You agree to provide accurate payment information and authorize us to charge your designated payment method. All sales are subject to our Refund & Cancellation Policy.

4. Refunds

Due to the digital nature of our products, all sales are final unless otherwise stated in the Refund & Cancellation Policy.

5. Earnings Disclaimer

We make no guarantees about your financial or credit-related results. Your success depends on your individual effort, discipline, and circumstances. Examples or testimonials are not typical or guaranteed outcomes.

6. Educational Purpose

All materials provided are for educational and informational purposes only and do not constitute legal, financial, or professional advice. You should consult with qualified professionals before making financial decisions.

7. Limitation of Liability

To the fullest extent permitted by law, Inspire Enterprise Inc. shall not be liable for any indirect, consequential, or incidental damages arising from your use of our Services. Our total liability shall not exceed the amount paid for the product.

8. Governing Law

These Terms are governed by the laws of the State of New York, United States, without regard to conflict of law principles.

9. Dispute Resolution and Arbitration

All disputes, claims, or controversies arising out of or relating to these Terms, the Services, or your purchase of products shall be resolved exclusively through binding arbitration administered by the American Arbitration Association (“AAA”) under its Commercial Arbitration Rules.

The arbitration shall take place in New York, New York, in person, or virtually if agreed by both parties. The arbitrator shall have authority to award any remedies available under applicable law.

By agreeing to these Terms, you waive your right to a trial by jury or to participate in a class action or class arbitration. Judgment on the arbitration award may be entered in any court of competent jurisdiction.

10. Contact Information

Inspire Enterprise Inc.
P.O. Box 110080
Cambria Heights, NY 11411
Email: [email protected]

Digital Product License Disclaimer

• Below Welcome Module — a short acknowledgment:

“By accessing this course, you agree that the materials are for your personal use only and may not be shared or resold.”

WEBSITE DISCLAIMER

Effective Date: 11/1/2025

The information provided on this website and through The Credit to Wealth Blueprint program is for educational and informational purposes only. By using our Services, you agree to this Website Disclaimer.

1. No Guarantees of Results

While we provide tools, templates, and guidance to improve your financial knowledge and credit, we make no guarantees regarding your personal credit score, financial results, or business outcomes. Results vary based on your individual circumstances, effort, and external factors.

2. Not Legal or Financial Advice

Nothing on this website or in the program constitutes legal, financial, or professional advice. You should consult a qualified professional before making any financial or credit decisions.

3. External Links

Our site may contain links to external websites. We do not endorse or assume responsibility for the content, accuracy, or practices of these sites.

4. Limitation of Liability

To the fullest extent permitted by law, Inspire Enterprise Inc. is not liable for:

• Any direct, indirect, or consequential damages,
• Losses resulting from reliance on content or tools provided, or
• Any errors, omissions, or inaccuracies on the site.

5. Changes to This Disclaimer

We may update this Website Disclaimer periodically. The “Effective Date” above reflects the latest revision.

6. Contact Information

For questions about this Website Disclaimer, please contact:

Inspire Enterprise Inc.
P.O. Box 110080
Cambria Heights, NY 11411
Email: [email protected]

EARNINGS / RESULTS DISCLAIMER

Effective Date: 11/1/25

The materials, strategies, and tools provided in The Credit to Wealth Blueprint are for educational purposes only. Any examples of income, credit improvement, or financial results are illustrative and not guaranteed.

Key Points:

1. Your results will vary based on:
• Personal effort and discipline
• Existing financial situation and credit history
• External factors beyond our control
2. Testimonials or case studies are not typical and should not be considered guarantees.
3. Inspire Enterprise Inc. and its affiliates do not guarantee any specific credit score increase, income, or financial outcome.
4. You are responsible for your own financial decisions and should consult qualified professionals before acting on any information in the program.

By participating in this program, you acknowledge that you understand and accept that results are not guaranteed.

GENERAL COACHING & FINANCIAL DISCLAIMER

Effective Date: 11/1/2025

The Credit to Wealth Blueprint provides educational content, coaching, and guidance related to credit improvement and financial literacy.

Key Points:

1. Coaching and guidance provided do not constitute legal, tax, or investment advice.
2. The program is not a credit repair service, debt settlement service, or financial advisory service.
3. You are solely responsible for your own financial decisions, including:
• Managing credit accounts
• Paying bills or debts
• Applying strategies taught in the program
4. We are not responsible for any losses, errors, or omissions resulting from the use of program materials.
5. You should consult licensed professionals regarding any legal, tax, or financial concerns.

By enrolling in this program, you acknowledge that the coaching and guidance provided are for educational purposes only and that Inspire Enterprise Inc. is not liable for your financial decisions.

ACCESS & DELIVERY POLICY

Effective Date: 11/1/2025

This Access & Delivery Policy explains how customers of The Credit to Wealth Blueprint receive, access, and use the program materials provided by Inspire Enterprise Inc.

1. Delivery of Digital Products

• Upon successful purchase, you will receive instant access to program materials via the email address provided during checkout.
• Access includes:
• Video lessons
• Downloadable guides and templates
• Any bonuses included with your purchase

2. Account Creation & Login

• You may be required to create an account on our platform to access the program.
• You are responsible for maintaining the confidentiality of your login credentials.
• Sharing login credentials or allowing others to access the program is prohibited and may result in termination of access without refund.

3. Technical Requirements

• To access program materials, you need:
• A device with internet access
• A modern browser (Chrome, Safari, Firefox, Edge)
• Updated software capable of streaming video and downloading PDFs
• Inspire Enterprise Inc. is not responsible for technical issues caused by your devices or internet connection.

4. Delivery Issues

• If you do not receive access after purchase, you must contact [email protected] within 7 business days.
• We will assist in resolving access issues promptly.
• Access issues reported after 7 business days may be considered outside the delivery guarantee, except as otherwise required under the Refund & Cancellation Policy.

5. Updates & Changes

• Program content may be updated periodically.
• Updates are delivered automatically to your account without additional charge.

6. Contact

Inspire Enterprise Inc.
P.O. Box 110080
Cambria Heights, NY  11411
Email: [email protected]

CUSTOMER SUPPORT POLICY

Effective Date: 11/1/2025

This Customer Support Policy explains the support provided to customers of The Credit to Wealth Blueprint.

1. Support Channels

• Support is available via email only at [email protected].
• Please include your purchase confirmation, account email, and detailed description of your issue in all support requests.

2. Response Times

• Support requests are typically responded to within 24–48 business hours (Monday–Friday).
• We are not available on weekends or holidays, but all inquiries will be addressed promptly during business hours.

3. Support Scope

Support is limited to:

• Access issues (login, missing emails, download problems)
• Technical questions about using the program platform
• Questions related to program delivery

Support does not include:

• Individual financial, credit repair, or legal advice
• Coaching beyond what is included in the program
• Guarantees of specific results

4. Escalation

If a support issue cannot be resolved via email, Inspire Enterprise Inc. will work with you to provide an alternative solution, including account restoration or technical assistance.

5. Contact

Inspire Enterprise Inc.
P.O. Box 110080
Cambria Heights, NY  11411
Email: [email protected]